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Durudarshan - Investment Analysis

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Hello Everybody....Oakland, Detroit, Miami

Posted on July 21, 2013 at 12:36 PM Comments comments (1)
The Chapter 9 Bankruptcy of Detroit last Friday is a stark reminder of what happens to an economy when trust breaks down between communities and disrupts the social fabric, leading to decline and decay and a sad breakdown of an economy.
 
I understand from cursory reading of books on Detroit that the 1967 riots sparked off a distrust between the communities, and may have been the turning point for the breakdown of the economy which has now resulted to this sad, sad decline.
 
No two children of the same family will be totally understanding or obedient to their parent(s), but if family members work in harmony and common objectives, they tend to be more successful.  That rule of harmony holds true for organisations as well as for communities, there is no reason why it should not hold true for cities or even nations, hence last week I referred to Cario and Oakland but of course I should also have mentioned Miami.
 
Just imagine Detroit in the 1950s, which now appears to have been its heyday, full of harmony and enterprise, inspiring dreams, the American dream, contributing to its status as a city of great reputation worldwide, with its ballrooms, museums, theatres, skyscrapers....The industry and enterprise was there to give a livelihood to the 465,000 residents there, who soon grew to over a million and to nearly two million towards the peak.  The infrastructure was added to as it served the citizens and visitors, and the town grew to a city. 
 
The decline has seen people leave, mainly white people leaving the city to suburbs, leaving a ghetto at its core, the deserted buildings falling apart, now ready for demolition or refurbishment. 
 
The population has fallen, leaving the municipality with an income of about $1 billion a year, when it probably needs at least a billion-and-a-half just to service the interest on the bonds. 
 
A solution may be repopulation, with some company and a group of New Economy companies able to generate a lot of jobs and sustain the livelihoods of the citizens.  Obviously there is a lot of talent and raw energy, that can be purposefully employed and will create wealth and sustain the people and regenerate the city.  All that is now needed is for a few men and women of vision to locate their wealth generating companies there, and give a boost to the regeneration of the housing and public buildings.
The talent is there, you cannot stand and see a great city die.  Hopefully, the government can make a special provision for a funding programme to regenerate this great iconic city with its beautiful landmarks. 
 
As harmony exists between people, so will Recovery and Prosperity bloom in their midst. Today, I pray for restoration of faith in Detroit. 
 
Kind regards,
Duru-darshan.
 

Hello, Oakland, Cairo, Goma

Posted on July 16, 2013 at 9:12 AM Comments comments (2)
The people are not happy with the acquittal in the U.S. of George Zimmermann, accused of shooting dead the teenager Trayvon Martin.  It seems people both black and white and all ethnic groups are pouring out onto the streets of Oakland and Los Angeles, California.  According to the law of the land, the jury found the accused aquitted, but the people are not satisfied with this verdict. 
 
In the minds and hearts of the people protesting for justice for the late Trayvon Martin, the verdict delivered is not what they expected.  I don't know if they are likely to now lodge an appeal for a re-trial, but the current situation suggests that may be an option to cool people down. 
 
Meanwhile, in Cairo the pro-Mursi suppoters are filling the streets and the situation is far from peaceful.  Here about 20 million out of 86 million of the Egyptian people voted for Dr Mursi.  He seems to be the accommodative voice of peace and tolerance in this region, and obviously the U.S. were happy to see him in charge.  The Muslim Brotherhood under his guidance provides an orthodox but democratic brand of Islam, which itself means Democracy, and keeping within their cultural interpretation, are a progressive people.  The U.S. educated Dr Mursi and his supporters insist that the deposting was a coup d'état, counting on the U.S. to withdraw aid support for Egypt, which would hurt the nation.  An accommodative stance for the Egyptian military leaders would be to give Dr Mursi a position in the political top.   
 
Goma in the Democratic Republic of Congo is a sad place, a country that is blessed with fertile land, plentiful rain, and used to provide plenty when it was Belgian Congo.  Alas, the dam at Matadi which was built to generate a huge amount of power, probably needs technical know-how to keep functioning and potentially provide the power that could electrify a good part of that region.  It seems sad that a million people of bare means are often being driven round and round in circles by a military that must now become their well-wishers and protectors and guides, so that the potential of this region can find fuller expression.
 
My Facebook friend Marc Allen, the living apostle of New Age thinking, sees sea changes around the globe which will bring changes in the collective consciousness.  His words today inspired a recap of the above scenarios.  Humanity loves peace, and strives for justice.  It is part of the unfolding picture today and when the leaders make efforts to provide pragmatic solutions to the situations that face them, then hope is there peace will be restored. 
 
Mahatma Gandhi popularised the concept of Satyagraha - non-violent struggle for justice.  Martin Luther King found success for his struggle with this method, although regretfully his life was cut short.  In South Africa, the great soul Nelson Mandela is glorious proof of this philosophy. 
 
I pray for peaceful outcome to all these situations.  As we emit peace from our hearts, so may peace reciprocate  from those around us.
 
Kind regards,
Duru-darshan.
 
 

Swollen legs

Posted on July 8, 2013 at 4:13 AM Comments comments (5)
Swollen legs are a most painful condition.  I am diabetic, and I developed swollen legs, and I was frightened.
 
My legs used to feel like lead.  The blood was not circulating properly.  In fact, blood was collecting in the lower parts of the legs.  I was determined to find relief for me, through some method, if a method there was.
 
First thing I remembered was something called 'bench exercises', which a reknowned magazine owner had once written about.  I tried what I imagined were bench exercises.  I would hold the edge of the table and try to raise up and down on my legs - do sit ups holding the table.  Very painful with bloated legs.
 
But observing Baba Ramdev doing his exercises on Aastah TV, I realized that the way to do this exercise is to lie flat on the back, then BREATHE OUT and bring one knee to the chest, BREATHE OUT again and bring the other knee to the chest.  In other words, knock the air out of the stomach, naturally and not forcefully.  The relax.  And, still lying down on the back, do cycling movements with your legs, for five, ten, fifteen, twenty minutes progressively as the legs become less bloated, more normal and are able to take more exercise.
 
Another thing, and in fact the first thing to do, is to soak your legs in a bucket of warm-to-hot water with some Dettol or antibacterial liquid, and enjoy this for 20 minutes to half hour, till the veins open up and gradually after a few days the circulation may be restored to normal.
 
The third thing is to wear tights (or hosiery) from a chemists shop, although I imagine any tights will do for the time-being if those are not available.  Wearing the tights will give pressure to maintain the good work done.  Then, if you follow this routine, within about eight weeks, your legs will start to look and feel normal.  Then use this routine with your own judgement, as and when necessary.
 
May friends, I wish you good health.
 
Kind regards,
Duru-darshan.
 
 
 
 

The youth unemployment and the Retirement age

Posted on May 28, 2013 at 7:24 AM Comments comments (8)
It seems a little bit of tweaking and changes in policy may improve the situation in Europe dramatically, at least I believe so.
 
The high rate of unemployment amongst the under-25s and the debate about the Retirement age surely throws up possibilities of correction and growth in the right segments. 
 
People like to retire early, not work into their old age!  People like to work a slightly shorter week, so they can enjoy some leisure time enjoying the sunshine, pottering around town, meeting friends, playing cards, taking youngsters to all the exciting places, and so on.  That is the boon of the Digital age, where people shouldn't have to work long hours.  Each new generation should have more leisure time, and a better standard of living.  Why not? 
 
And the young people, why should they be unemployed?  If there is work to be done, they should do it instead of the older people.  Does it not make sense?  It would reduce unemployment amongst the young people, who are the strength of this generation.  What a relief it would bring. 
 
If more young people are facilitated into the jobs market, they will become empowered to do all the traditional jobs such as plumbing, shop-keeping, driving, cooking and catering, house-building, architecture, book-keeping, teaching, nursing, pharmacology, dentistry, librarianship, well you can add a few names as well.
 
As the young people work, the economy will boom, able to support the people who need to retire and draw a pension.  It will seem fair if people who have worked hard for so many years can retire at a reasonable age and enjoy a future of a leisurely life, whilst the young can convert all their talents and energy into wealth for their nations, by work, enterprise and innovation. 
 
Europe can endeavour to put young people into traditional occupations, as well as nurturing talents for the digital economy.  Maybe the lucky ones will help create some star performers like Facebook or Pulse or Tumblr, and those can be developed as hobbies by the rest of us I guess. 
 
Now I hope the legislators and labour department superemos can sit down and formulate some ideas that will turn all that latent energy into wealth and growth for Europe.
 
Kind regards,
Duru-darshan.
 

Heavenly Father likes us to be joyful

Posted on May 19, 2013 at 12:44 PM Comments comments (3)
 
Saturday 18th May was start of the Romford Stake Conference of the Preisthood Leadership and it was very fully attended both days, including a full turnout on Sunday morning.
 
One of the speakers referred to Doctrine and Covenants 2, which tells of the 116 pages of the manuscript which came to be lost.  "As a Bishop, have you ever felt you have done something that has completely 'blown it'? (like the lost 116 pages?).  This was President Bleakley of the Romford Ward, who is now leaving to go and look after the Southend Ward.  He talked about Administering v. Exercising the Priesthood.  Reference was made to D&C 5:16, Moroni Ch 10: 8-17.  I personally admire President Bleakley, who always champions exercising the priesthood, and is a very capable Bishop. 
 
His wife, Sister Bleakley, who has three children, also told us as to why she is a Mormon.
"Why am I a Mormon?  It is because I was born in a household where both parents and grandparents were Mormons - I was born in the Church?  That's part of the reason.  But because I know our Saviour lives, I have chosen to be a Mormon."
Sister Bleakley grew up in Leeds, and there one day she saw a car with the registration LDS 4 EVA.  To her this was of course our Church for ever, although to the car owner it was most probably Leeds for ever.
 
One of the missionaries, Elder Nicols, has just returned from Greece.  He had a sunny testimony where he was at the Hills of Mars near the Acropolis, where the Saviour stood and prophesied in olden times.
     We are here that we might have joy.  Heavenly Father likes us to be joyful."
Brother Nicols is of the persuasion that we should continue to renew our covenants with Heavenly Father. 
It may sound strange, but in Greece Yes is Na.  (And the good news is that there has been a lot of repair
to the Greek economy, and it seems normality is fast returning to that golden land).
 
Sister Lydia Jacobs is a new convert, who met two missionaries is Southend.  She was offered the Book of Mormon - what is this? she said.  It talks about a Prophet (Joseph Smith) who lived to transcribe this book and make it available to the world.  But she had heard that no one who sees the Father lives, yet two men who saw the Heavenly Father did live, to glorify His name.  Lydia was baptised recently, after meeting President Jordan.  She sounded like a transformation had taken place in her life.  She is very joyful now.  It is refreshing to know that should we see God, in our hearts, we would still live on, to glorify His name through sharing His message.
 
President Jordan especially travelled over to be at this testimony.
 
His wife, Sister Jordan, spoke about the success of the recent 'I'm a Mormon' campaign.  People have even contacted the Church to enquire about tickets to the show, The Mormons are Coming.
There are Mormons all over London.  Two missionaries near the Prince of Wales Theatre were asked for their autographs.  "What do you actually do?" some missionaries were asked on a bus.
"Is that a real Book of Mormon?" others have asked, seeing a copy of the beautiful blue pocket size softcover volume, which is available for the asking to those who would read it and discover for the themselves the veracity of the message.
 
There is a special hotline to President Jordan between 9.30 and 10.30 pm each night, and missionaries phone in to tell him about the miracles that particular day.  It is an even busier time as there is ever-growing curiousity about the Church of Jesus Christ of Latter-Day Saints. 
 
Sister Bonnel Lawal spoke about the consequences of breaking God commandments, signs of which are to be seen everywhere and something we should guard ourselves against, despite the struggles to make ends meet and endeavour to buy the first house.
 
President David Barter, the Stake President, summed up his testimony in two golden words : Service sanctifies. 
 
To all the above, in the name of our Saviour, whose message lives through the faithful congregations, I say Amen.
 
(Written by Duru-darshan
Melchizedek Priest at the Ilford Chapel)
 
18th and 19th May 2013.
 
 
 
 
 
  

Hello, Pyongyang, remember to say Halt!

Posted on April 4, 2013 at 6:26 AM Comments comments (2)
The pictures on TV showing the DPRK Leader Kim Jung-on (or Young One, as we may affectionately refer to him) purposefully striding along with his lieutenents and commanders, gazing through the binoculars at South Korea across the water, pinpointing targets on a map, suggest a great expedition about to take place.  It is almost as if it were an adventure outing.
 
The million strong army in brown suits and cloth caps almost look like a scene from the great march of Jericho (in England, in the 1930s, marching over lack of jobs and food to eat).
 
The people in the Democratic Peoples' Republic of Korea come across as conservative, peace-loving people in England.....And yet one hears of impending war?
 
There must be something wrong somewhere for the DPRK to up the ante and suggest a preparedness that is beyond bellicose humbug.  It is time therefore for the DPRK Leader to stop, take a pause for thought, realise what his true objectives are and that they can be achieved without actual war, and say Halt! to his army in no uncertain terms. 
 
I am writing this simply because the Young One's Father, the much-loved Leader of his nation, Kim Jung-il, was a reader of my blog (I was happy to note) and in his final days, before he died on that train journey, he was turning to peace and seeking ways to bring sustainance and enterprise to his people.
He heeded the suggestion that his people would be better at football if they were less shy (football has to be played in public, after all) and I understand Bend It Like Beckham was a favourite film for him.
 
When his Father's Golden Son took over the reigns of power, his first steps were to enlist the friendliness of China to help in mineral extraction and trade.  That to the world showed the Young One was on the right track. 
 
What has gone wrong since?  I do sincerely pray that Kim Jung-on will heed my suggestion, and call a Halt! to all the activities that can only lead to a scenario no-one wants.  The lady Prime Minister of Seoul was offering a friendly hand, so could the Golden Son be expected to accept that friendship, to open talks for peace, that will take his nation to a much-needed period of freedom from bellicose thoughts and words, and help open up doors of friendship from the world community, that would take his people to peace and prosperity?  I sincerely hope so and pray that all people are listening.
 
Kind regards,
Duru-darshan.
 
 
 

Bangladesh cuts its key rate by 50 basis points

Posted on January 31, 2013 at 10:10 AM Comments comments (1)
I have long been an advocate of the reduction of key interest rates in the so called Emerging Markets.
Therefore I was happy to hear the news that Bangladesh has cut its key rate from 7.75 percent to 7.25.
This reduction of 50 points may seem like a bold step, but it is a courageous step to be met with applause.  Money should be as cheap and widely available as possible, and definitely it will spur growth, in this nation of hard-working and enterprising people. 
 
Fair interest at six percent is an inspired wisdom of Benjamin Franklin, and somehow I believe it still holds true today, and I would suggest an aim towards this rate for all the economies, especially India, where the rate after nine months was cut 25 basis points, and Nigeria, where vast potential remains untapped as the interest remains high. 
 
Just like China threw the books out the window and adopted a rational approach to development of their economy, increasing the money supply and easing the rate (or tigthening it) as necessary, likewise it would serve the other nations to do likewise, to serving their peoples' needs and providing them with the life-blood to fulfill their dreams of improvements in living standards and development of their natural and human resources.  Money is magic, it makes a lot of things possible, and, again, if it is available to as many as cheaply the better.
 
Kind regards,
Duru-darshan.
 
 

More, or less, quantitative easing in the U.S.?

Posted on January 30, 2013 at 6:52 AM Comments comments (5)
Today the markets, and indeed the world, waits to hear Federal Chief Ben Bernanke's testimony at the FOMC, on the issue of QE.
 
At the moment, the quantitative easing and mortgage-backed securities buy-back is running at around $85 billion per month, and it seems to be working as job creation seems to have stabilised, the housing market seems to be trending slightly upwards, the stockmarket is rising nicely (to levels which it should have achieved last year, perhaps) and there is a growing optimism throughout the world.
 
The Bank of Japan has loosened up its monetary policy, and allowed the Yen to fall vis a vis the major currencies.  This is likely to help Japanese exports of their excellent products and help production pick up at home and earn them from overseas markets and provide for their economy, which seems to have started a turn-around.
 
The appointment of Party Chairman Xi Jinping who will assume full powers of leadership in China in March must auger well for China.  Paying heed to his ideas in the past have created a boom in China. 
 
Perhaps another $15 billion per month in the U.S. for a period of six months may bring America back to a full Recovery, with creation of many more jobs, doing up and sale of many more houses to hard-working citizens who are earning their living, as well as housing for social projects (perhaps funded by generous philanthropists who can turn their paper fortunes into real wealth with their hallowed names attached to the building and stocking of community centres, libraries, study centres, playgrounds, etc).
 
Do you think the day is far away when the generosity of the wealthy will give them soul-satisfaction, and create happiness for the people in Ghana and Nigeria who need laptops, appreciate reading real books, would be happy wearning clothes which they know are known as apparel in America?  Do you think that day is far away?
 
There is a subtle law of prosperity, as you add more to the stream, the richer it becomes, and riches flow into the world, and the richer everyone too becomes.
 
Listen to your hearts, and look at the world. 
 
Kind regards,
Duru-darshan.
 
 

Children dying of measles in Larkana, Sindh

Posted on January 2, 2013 at 4:48 PM Comments comments (1)
Developments in medicine have rendered diseases like measles preventable or curable, but lack of money still claims many a life.  In the last year, 300 children or so have died in Larkana, Sindh, due to lack of basic medical care for measles, which seems to take away children, especially between 9 months and 12 years of age.
 
I watched this news story on Al Jazzera on this day in the New Year.  I was especially shocked to see this abject poverty, in a place which during the British Raj was said to be one of the richest places in the world, the Sindh Province.  But such are the vagaries of time and changes in the economic circumstances. 
 
The poor farmers' families were seated in the hospital dormitory, twelve familes to one big hospital room.  There was a rusted canister containing oxygen, which is shared by four children.  Medical supplies are limited.  The hospital infrastructure looks like it hasn't been upgraded for a quarter century.  These stoic people of Sindh would feel shame to appeal for help, but I am writing this so it may reach people who would be able to help.
 
A young boy is having oxygen fed into one nosetril.  His father, Mousa, earns $3 a day, but has spent all his savings over last 6 months trying to save his child.
 
A programme of vaccination would be good, but that is only possible in the developed countries, I suppose. 
 
Hopefully, there is time to draw the world's attention to this humanitarian need.
 
Who can help?  I am sure there are genereous readers who can organise something to help these people of Larkana, be it medical or monetary or bringing this to the attention of someone who can.
 
Thank you.
Kind regards,
Duru-darshan.
 

Inspiration for Personal Development

Posted on November 18, 2012 at 1:11 PM Comments comments (0)
It seems people have fallen in love with the church again.  Yesterday, there were two baptisms, attended very well for a cold evening which seemed like it would rain (but did not, thankfully).
It was the baptisms of Sara d'Silva, who is ten, and was attended by her Mum, brother, sisters, aunts and many friends and relatives.  It was also the baptism of Shahzad George, a Pakistani born in a Christian household in Pakistan, but who chose to immerse in the water to Christ at the Latter-day Saints church in Ilford.  A huge crowd from the congregation arrived to attend.
 
Today, Sunday, also was a big gathering, hence I observe that people are falling in love with the Church again, to the glory of God.  It proves a communal place to gather and share the Gospel.
 
The two main speakers today to bear testimony gave inspiration for personal development :-
 
     "The Lord knows what gifts he has given us.  It is essential for us to pray
       and discover what gifts and talents God has given us, so that we may
       develop them."    These are words from Brother Ernest Omuroyi. 
 
       "Patriarchal Blessings can tell me what I can become (not what I wish
        to become)," these are observations from Brother Jonathon Edosomwan.
        "We all have great potential, if we believe in it."
 
Patriarch Kemp will be very busy now, and I must book my appointment with him straight away.
 
Tomorrow, Monday, is a Family Evening hosted by Brother and Sister Saltzman, from 7pm at the Ilford chapel, and all are welcome to attend.
 
In the name of our Saviour and Redeemer, Jesus the Christ.
 
Amen
(written by Duru-darshan
Melchizedek Priest)