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Durudarshan - Investment Analysis

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Floods in Assam

Posted on July 2, 2012 at 11:54 AM Comments comments (8)
The torrential rains have caused huge floods in Assam, as normally happens every year or so on the East coast of India.  The rural farmers huts are all under water, and upto a million people have become displaced, homeless, wet and with few boats available to help ferry them to dry land, let alone helicopters or anything like that. 
 
The UPA leaders, Mrs Sonia Gandhi and the Prime Minister have both taken the trouble to go there in person, to see that rescue efforts are being well organised.  Although not much can be done, it must be reassuring to see the caring Prime Minister there on the scene.  He has announced emergency funds from central government of 500 Crore rupees for rebuilding of peoples houses and drainage and repair of bust dams.  A Crore is approximately £125,000, so that gives a figure of about 62.5 million pounds, or 100 million dollars.  This figure will certainly go some way to helping Assam, although of course it can be argued that much more aid is needed.  A million displaced people receiving aid of about 100 dollars per head to rebuild their lives is hardly enough. 
 
Dr Manmohan Singh-ji has also announced the provision of rice and dhal and other grains for the displaced people, and this will be delivered to them as soon as practicable.
 
About 70 people have lost their lives in this deluge, and this seems to happen almost every year.
More drainage could be built, as well as whatever is possible to fend off against torrential rains that is possible. 
 
Meantime, some farms in Maharashtra and Andrash Pradesh have become arid due to lack of rains.
Wonder if some solution could be found, in addition to praying to the RainGod.
 
I pray for the safety and rehabilitation of the people of Assam.
 
Kind regards,
Duru-darshan.
 
 
 
 

My recent posts, very popular - 24-29th June

Posted on June 30, 2012 at 8:56 AM Comments comments (0)
I am very glad to note that Readers have found my blog interesting.  Thanks for your visits to my website and blog, my recent popular posts are as follows :-
 
  -  Patriarchal Blessing
  -  Hopeful, still hopeful
  -  People want to chat all the time
  -  Oil price seems about right
  -  When the new tech starts to pay for itself
  -  Calling the RainGod.... India has not received its rain
  -  Indian Prime Minister wants the economy to roar like a lion
  -  Why does it seem like such a shock?
  -  The Affordable Health Care Act -  good news its upheld.
 
I am always interested to hear your views, please do write and let me know.
 
Kind regards,
Duru-darshan.
 
Durudarshan - Investment Analysis
 
Mobile : 07505 830518

Enough to feed the hungry, but it is wasted...

Posted on June 18, 2012 at 5:38 PM Comments comments (0)
While over a billion people the world over sleep hungry most nights, and children grow up stunted because of malnourishment, it is a glaring absurdity that while enough food grows in India to feed all, a lot of it is wasted due to lack of proper administration and storage. 
 
Perishable food becomes wasted because there isn't adequate preservation and packing and refrigeration, or else the food is stored in godowns in India and it almost becomes forgotten while the price on the market goes up, so who can be bothered to cart out more when you're getting the same money for less, adding to inflation, given as the primary cause why the government cannot lower the RBI repo rate. 
 
Obviously added power supply would help so refrigerated storages can be built, as well as canning factories to preserve the delicious fruit and veg.  If foreign direct investment is not too welcome at this stage, then maybe the Indian merchants can put up the capital to build what is needed.  Either way, with FDI or increased capital investment by the local communities, the potential is huge for improvements. 
 
The distribution network needs to be added to, with more hardened roads that hopefully can see refrigerated trucks carrying yummy desserts and delicacies to different parts of town, to modern supermarkets that have the necessary storage facilities.  Those of course should be built.
 
If the Reserve Bank actually cuts the repo rate (I am suggesting a bold 125-150 basis points this month to stave off disaster in the weakening economic picture) it could help utilise the natural wealth that India is blessed with and feed the people and raise their standards of living, which would naturally register on an increased GDP.  When a nation has such an abundance of gifts, is it asking anything to use the silver bullet for the economy?
 
If we learn the lesson from the global slowdown in 2008, and apply the solutions today, then we can avoid such a scenario tomorrow.  Wherever the interest rates are unsustainably high and are affecting growth, there they have to lower them, in consultation where necessary with the IMF and the World Bank.  Elected politicians and bankers should try to find happiness in growth, and thereby in the happiness of the people they serve.  For that, I pray. 
 
Kind regards,
Duru-darshan.
 

Why do we need to pray...

Posted on June 10, 2012 at 9:19 AM Comments comments (4)
 
Today, at the Ilford Church of Jesus Christ of Latter-Day Saints, I was deeply impressed by the testimony of a young Afro-Caribean member of the congregation, whose name is Nathan Teme-Mzunumu. 
     "We should pray to keep in contact and communication with our Heavenly Father.
      Pray with sincerity.  Give thanks - because He has given us everything."
 
I was deeply impressed because Nathan is so young.  He is 13 years old, and his parents are from Jamaica and Nigeria.  I asked him whether he wrote the speech himelf or whether someone helped him.  He wrote it himself.  So much distilled wisdom... He will make a fine priest in due course.
 
Another testimony was that of Sister Rosemary Munden.  As to why we should try to memorise the Scriptures, a suggestion to her was  that "There may come a time when we may not have the Scriptures."  May such dark days never ever return to earth.
 
According to Brother Jeremy Boyden's testimony, the answer to the question "What attitude do you wish you had?" the surprising and pleasing reply was "Submission".  Submission is obedience.  "Not my will, but Thy will".  Also, some people pick and choose which commandments they wish to live by.  On this, the Hollywood movie magnatre Cecil B. deMille has suggested that the commandments are Not rules, but fundamental principles, living by which enriches the quality of life.  If such a world-wise man said that, then it's worth paying heed to.
 
Amen
 
(written by Duru-darshan
Priest at the Church of Jesus Christ of Latter-Day Saints)
 
,

Bail out funds should be productively employed....

Posted on May 30, 2012 at 3:38 AM Comments comments (1)
Sometimes, it is wise to sit down and ask yourself : Do you really need the money?  What will we use it for?  Will it be productive, will it create work and wealth, or will it just be frittered away?  Or, will it just stay in the vaults, costing interest and giving comfort of feeling it's there but the worry of paying the interest and fidgeting what to do with it.
When I hear that the Greek banks have 12 Billion Euros sitting in their vaults, it must be a feeling of mixed envy... What could the banks customers do with all that money, it could breathe life into the economy...
Some of the richest people in the world are said to have financed their empires on borrowings, I am sure there are a lot of enterprising people in Greece who could borrow that money and create wealth and work. 
That sort of money can unleash a lot of creativity in people, making films, buying a movie studio, investing in a bank....Investing in the Greek bonds, and reducing the interest rates on them...
 
After enjoying a glass of wine, it is good to get down to the shipyards and the factories and textile mills, and see what could be done to breathe life into the economy.  Money, notes and coins are just inert matter when they sit in the vaults, but in the hands of people, it gets the machinery moving, the wheels turning, the restaurants and everything buzzing.  "Help wanted.  Vacancies.  Now hiring." and such signs go up...Boom times are ahead! 
 
May the symphony of Recovery play for Greece.
 
Duru-darshan.
 
 
 

Jon Bon Jovi, Rockstar Philanthropist

Posted on May 28, 2012 at 11:41 AM Comments comments (0)
On a day when the markets seem directionless, with U.S. being closed for Memorial Day, it is refreshing to see Jon Bon Jovi's interview with CNBC's Tanya Bryer.
 
Where he goes, he goes like the famous incognito, people know him and give him a hug.  "That's a beautiful thing," he says, savouring the freedom and affection he receives to roam the neighbourhoods  and communities he has inspired to breathe life and fun into.
 
The JBJ Soul Foundation has built restaurants, where those who need some grub but can't pay can sit and dine and then pay with their services as waiters, dish-washers, cooks, gardners and so on.  Yes, his restaurant Hope is Delicious has a welcoming manicured lawn.  And those who can afford to pay for their meal and wish to be generous, can pay some extra - that will go towards the food for those who would like to eat too but haven't got the dosh. 
 
"It's a terrible stat, so many families with less than $24,000 for a family of four, they are under-fed, they need feeding too."  This inspired rockstar is like the Pied Piper, his joyful example is inspiring.  That is what more people with the means should do.
 
Jon Bon Jovi is busy with his music, and the love and human stories he soaks up on his rounds seem to shine in  his songs.  He is on the President's Advisory Council for Communities Re-building, and he is a great contributor in that role.  Kicking off with doing up fifteen run-down houses, refurbishing them for people to live in, he has done much more.  He is connected with the Habitat for Humanity Foundation as well.  More power to Jon Bon Jovi and his music and his great humanitarian deeds. 
 
 
 
 

A Family and Temples Evening at the LDS.

Posted on May 7, 2012 at 5:17 PM Comments comments (1)
A get-together for people to learn a bit more about what the Church of Latter-Day Saints does, in addition to the usual Sunday Preisthood Classes and Sacrament Meetings.
 
People started to trickle in, but soon it was a full room.  We watched a short excerpt of a speech by President Hinckley, followed by a beautiful song introducing the inner sanctums of the Temple in Utah.  How I would like to visit there.
 
Sister Oliver is visiting from there, here on a 10-day mini mission.  She has recently graduated from the Brigham Young University.  She had very graciously invited me.
 
Brother and Sister Taverner (otherwise husband and wife team) gave an introduction to baptisms for people who had passed on.  I and another member, Michael, recounted our experiences of such baptisms, which I had the honour of doing for family members of a congregation brother a few weeks ago. 
 
This was followed by us playing some games, which show up our knowledge and improves the memory.  I thank Elder Benoit for bringing these games up, something he said his father used to entertain them with.  No wonder the brother has such a good memory, and speaks quite a few languages, including Hindi. 
 
Round one, we had to guess a colour which the Elder had not written in hiding, and anyone saying the same colour as anyone had said previously got a capful of water in the face.  I said White, and I got a capful!  Second round, we said the brands of cars...
Bugatti, Mesarati, BMW, Porches, Bajaj, Maruti, Camry, Corvette, Bentley, Rolls Royce,
Jaguar.  Third round was about animals....Jaguar came in that list too!
 
Sister Blackman brought some home-made carrot cake, and it has been a jolly meeting.
They sang Happy Birthday to me, what more could I ask for.
 
Thank you, brothers and sisters, it truely made my day.
 
Kind regards,
Duru-darshan.
 
 

London, San Fransisco, Wuhan, Moscow...Welcome, welcome!

Posted on May 5, 2012 at 3:42 PM Comments comments (3)
Someone has made the observation, that Nature's law, her first instinct, is to prosper the world, to give two blades of grass where one grew before, to replenish all our world's resources, to feed the ones who God breathes the soul into....
 
God has given mankind the intelligence and imagination to dream up and develop alternatives.  Thus, where one tomato grew before, four tomatoes grow with the application of gene splicing and genetic modification.  Where people used to starve, a growing population has abundance of food.  Mother Nature likes to provide for all Her children, that is why all of us on earth are termed God's spiritual wealth (a term I came up with some fifteen-twenty years ago, during prayers to God).
 
Tomorrow, Sunday, is the Full Moon.  I hope all people will go to the temple or church or synagogue, mosque, or pray at home or even while travelling or at work, to the One who knows what all of us need, who owns it all, and can give to each one what we deserve. 
 
Should God so wish, He can turn stone into gold, swamps into oil-fields, barren lands into fertile fields....I pray to God and Goddess to give us all Peace and Prosperity.
 
Kind regards,
Duru-darshan.
 
 

Search Engines, Thanks! 27/4/12

Posted on April 27, 2012 at 2:03 PM Comments comments (3)
Thanks to Stumbleupon (tops this week also!), Google, Myspace, and the similar handbag for Referring Traffic to my website and blog this week.  Much appreciated!
Thanks to the reader in Porto Alegre who mentioned me on her blog. 
 
Kind regards,
Durudarshan
 
Durudarshan - Investment Analysis and Management
 
 

Imagine the nations were shops in a bazaar...

Posted on April 22, 2012 at 10:10 AM Comments comments (0)
Imagine a bazaar, with shops selling various kinds of items, some shoes, some toys, some household furnishings, perhaps a cafe, an artists shop, a watchmaker, a hat shop, a drapers, a stationers, an arts and crafts shop, a furniture shop, a computer shop, etc.
Imagine each nation had a shop in such a bazaar, selling things made in that country.
Wouldn't it be a wonderful experience?  It would be a very busy bazaar, with so many world citizens being the consumers.
....and that is how it could be, with more open trade, bank facilities for exchange, and nations' policies to encourage such trade...
...all people would have jobs, and all nations would prosper from the wares of their respective economies....
...such a day is yet to come, and that will help create the continuation of the worldwide economic Recovery...
...such must be our Heavenly Father's plan...
...The One who keeps all the galaxies in perfect motion, who gives us the sunshine and the rains, and breathes the soul into the body, He cannot have created the world with so many different resources and peoples with so many talents for all of us to perish in the midst of plenty...No, that cannot be so... God has created everything for a joyful and prosperous world, only the leaders have to sit down and amicably devise a plan of Peace and Prosperity...
That I believe.
 
Kind regards,
Duru-darshan.
 
 

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