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Durudarshan - Investment Analysis

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Positive actions would make everything good

Posted on October 29, 2013 at 7:08 AM Comments comments ()
Following in the math of the sequestration cuts, followed by uncertainity about the U.S. Debt Ceiling raise, and the unwanted shutdown and furloughs, it seems apparent that confidence has taken a bit of a knock, especially with regards to the United States economy, but obviously timely positive action would restore that. 
 
The news that Ms Janet Yellen was nominated by Mr Obama to the chair of the Federal Reserve was actually happy news to the markets, welcoming this dove of the financial system, assured that the punchbowl would be replenished and the taper would be quite some time away now. 
 
Once that nomination is confirmed by one and all, that would send the right signal and boost the confidence that the economy needs right now, in view of the temporary fix of the nation's capacity to continue funding itself until only 15th January 2014. 
 
Around that time Chairman Ben Bernanke steps down, and willing bi-partisan co-operation to extend
the reserve balance capacity and support Ms Yellen in her post will ensure great and much needed stability to the world financial system, and not only to that of the United States.
 
The housing numbers yesterday were obviously disappointing, indicating a shake in the confidence of house buyers.  That is but natural, in view of the uncertainity created by the last-moment and then only such a short temporary fix of the situation. 
 
When I was in California and Las Vegas last year, October and November, I met lots of people and heard their stories about how hopeful they are, and how they are happy working hard, to buy their first house and know things are okay with their economy.  These were people who are taxi-drivers, concierges, receptionists, cleaners, waiters, waiteresses, a scientist working for an oil major, people who had made America their home, and who were sharing in the American dream.
 
It can obviously help the well-being of the nation if normal lending practices continue, where the individual man or woman and families are encouraged to buy their own houses, with the confidence in the system that things will continue positively, so they can believe in the virtue of borrowing and investing for the future. 
 
The oil price on both sides of the Atlantic is so high, and hopefully needs to be around the $85 mark to encourage normal growth in the economies outside the G20 nations.  Their depleted reserves and devalued currencies vis a vis the major currencies don't give them a chance.  A dose of kindness now would greatly assist growth throughout the world, which would bring great mutual benefits to all nations.  When we eat the food that we can so easily buy which has been exported from some country, we must spare a thought for the people there, who may not be able to afford such items in their own countries.  When I wear my beautifully stitched shirt, my heart sends blessings to the factory workers in Bangladesh.  It was heartening news to hear of American companies giving them continued support and helping them make the textile industry safe for workers. 
 
With such friendship and trade between nations, each cog will help turn the small wheel which in turn will drive the greater wheel, and the path to continued economic Recovery, and yes, ultimately a growing Prosperity for all, shall continue.  For that I pray.
 
Kind regards,
Duru-darshan.
 
 
 
 
 
 

How is the economic Recovery likely to continue?

Posted on October 28, 2013 at 8:34 AM Comments comments ()
It has taken all of five years for the world economies to be restored to semblance of normality from the dark days of 2008.
 
Remember those days when the interest rates were quite high in the advanced economies, anything from 4 to 7 percent - and that for the benchmark European Central Bank, Federal Reserve and Bank of England rate. 
 
The crisis created by the collapse of Lehmann Bros sent shockwaves throughout the financial system worldwide, with stockmarkets tumbling, loss of confidence in trade, fall in house prices, and a mood of pessimism gripped the world. 
 
At the vortex of the crisis, when Oil price reached $147 per barrel, according to OPEC AND European Union figures, about $250 billion additional bills were imposed on the European Union's oil expenditure, and what a terrible crisis it created, making transportation and manufacturing unviable in many countries, e.g. Portugal, Spain, Greece, the extra drain sucking the life-force out of the system. 
At the peak of the crisis, people who were earlier working in the textile industry were suddenly without work, and wondering how they would find their cod-and-chips.  Enterprising young people and old were trying their hand at the e-commerce economy, and finding lot of work but little revenue.  The Prime Minister of a sovereign nation which was so prosperous not so long ago was visiting the heads of state of various nations, asking for help.  The social security systems were severally stretched, the tax revenues not corresponding to the new outflows.  The interest on the bonds became quite high, to attract investors.  Talented people from universities were not able to find opportunities to make a living. 
Demand on housing was as high as ever, but people didn't have money to rent, nor were banks willing to extend mortgages.  Indeed, banks and loan corporations were suddenly unviable, after the property price plunge and bankruptcies of many individuals. 
 
Today, comparatively, there has been a return of confidence.  Things are getting better.  Spain, Portugal and Greece have seen their bonds become more attractive to international investors.
But the worst is hardly behind us, yet the oil price remains so high.  The pending closure of the Grangemouth Refinery is an indicator of the havoc the oil price plays with the balance sheet of such businesses.  A business that was viable up until recently today stands in need of £300 million, with that it would support 800 jobs until trade is more favourable.  This may be a microcosmic illustration of what could be in store for the OPEC nations, unless they decide to reduce the oil price to a level that is affordable to the rest of the world, and would give the OPEC nations an on-going stable income on a long-term basis into the future, and allow the world to breathe, and help sustain Recovery. 
 
It took two-and-a-half years after the high oil price knocked the economies for six for a return to some kind of normal business activity.  Common sense tells me that the high price today will probably hamper growth for about a year-and-a-half, and it is already restricting growth and causing hardships in many places, e.g. Yemn, Kenya, India, and almost all the nations outside the G20. 
I WOULD RESPECTFULLY SUGGEST THAT THE OIL PRICE NEEDS TO BE BELOW $85  A BARREL.
 
That would help the hard-pressed developing nations meet their bills from their depleted reserves or devalued currencies, and enabling continuation of trade with the U.S., China, European Union, Israel and indeed OPEC, which would create a dynamic of mutual co-operation and support that may help all nations thrive and develop all their potential.  That is the missing piece of the jigsaw in the picture of a continuation of the worldwide economic Recovery. 
 
All the listening hearts of the world know what I am saying, and those who sit in positions of influence will do what is necessary, for that I pray.
 
Kind regards,
Duru-darshan.
 

Swollen legs

Posted on July 8, 2013 at 4:13 AM Comments comments ()
Swollen legs are a most painful condition.  I am diabetic, and I developed swollen legs, and I was frightened.
 
My legs used to feel like lead.  The blood was not circulating properly.  In fact, blood was collecting in the lower parts of the legs.  I was determined to find relief for me, through some method, if a method there was.
 
First thing I remembered was something called 'bench exercises', which a reknowned magazine owner had once written about.  I tried what I imagined were bench exercises.  I would hold the edge of the table and try to raise up and down on my legs - do sit ups holding the table.  Very painful with bloated legs.
 
But observing Baba Ramdev doing his exercises on Aastah TV, I realized that the way to do this exercise is to lie flat on the back, then BREATHE OUT and bring one knee to the chest, BREATHE OUT again and bring the other knee to the chest.  In other words, knock the air out of the stomach, naturally and not forcefully.  The relax.  And, still lying down on the back, do cycling movements with your legs, for five, ten, fifteen, twenty minutes progressively as the legs become less bloated, more normal and are able to take more exercise.
 
Another thing, and in fact the first thing to do, is to soak your legs in a bucket of warm-to-hot water with some Dettol or antibacterial liquid, and enjoy this for 20 minutes to half hour, till the veins open up and gradually after a few days the circulation may be restored to normal.
 
The third thing is to wear tights (or hosiery) from a chemists shop, although I imagine any tights will do for the time-being if those are not available.  Wearing the tights will give pressure to maintain the good work done.  Then, if you follow this routine, within about eight weeks, your legs will start to look and feel normal.  Then use this routine with your own judgement, as and when necessary.
 
May friends, I wish you good health.
 
Kind regards,
Duru-darshan.
 
 
 
 

The magic of human chemistry.

Posted on June 23, 2013 at 4:50 PM Comments comments ()
There is something about the chemistry, about the language and communication of the mind and soul, which brings people together or drives them apart.  It is this chemistry between people that I would blame for.....or, rather, a change in the chemistry between people that I would blame for separation and divorce. 
 
I am surprised that Napoleon Hill was not given the Noble Prize, but then again there is no category in the Noble Prizes into which his work fits.  Perhaps, on that point, I would suggest there should be another category created by the Trustees of the Noble Foundation.  The Increasing of Human Understanding.
 
Napoleon Hill interviewed 500 of the most successful people in America in the 1920s, and from those interviews he wrote many articles, published in his Hill's Success Magazine.  But a few people made a huge impression on him, viz Andrew Carnegie, Firestone, Henry Ford, Dr.Alexander Graham Bell, and Dr. Thomas Alva Edison.  And yes, Mr Edwin Barnes, who said it could not be done, that is to say, the writing of a blueprint for success based on the interviews with successful people.
 
Napoleon Hill turned that into a questions: Who said it could not be done? and went on to publish his Think and Grow Rich, a book that sells well throughout the world, in many languages, in number just after the sales of the Bible, Koran and Bhagavad-Gita and other religious masterpieces.
 
In his research, Napoleon Hill says that the first three years of a marriage often have petty squabbles and friction, but the love that exists between the two will carry it through.  The next fifteen years are those in which the lucky couple start to look alike in their eye movements and thinking, influencing their value judgements and expressions, meaning the happy couple have achieved understanding of one another, and a state of harmony exists between them that we attribute to the magic of chemistry.
A state of harmony, an instinctive understanding, an automatic understanding of mutual goals. It is like both have the same road-map, or at least complementing road maps.
 
Those for whom a partnership does not work, it seems are rather like a horse-drawn carriage where the horses want to pull in differing directions.  Where it is not possible to bring harmony of direction, abandonment of the journey becomes the alternative.  Such is what happens in business partnerships as well, and in politics as well.
 
A question that may help bring harmony back is : What was the road map that brought the partners together in the first place?  Can it be modified and restored?  If the answer is Yes, then hope still remains for reunion and success.
 
Kind regards,
Duru-darshan.
 
 
 

May Allah make Peace

Posted on June 22, 2013 at 1:06 PM Comments comments ()
A reader from Saudi Arabia put in the search phrase, May Allah make Peace, and found my website.
 
Indeed, the Being, the Force, the Entity we call Allah, which translates into God for the Christians and Bhagvan for the Hindus, is the only one who can inspire people to restore peace, brining peace of mind, cessation of hostilities between brethren and kindred folks, and indeed to mankind at large.
 
May Allah bring peace, and inspire man and women to appreciate the wonderful nature of God's creation, and His gift of life to each and every one, which is so precious to us all...May we understand that it is equally precious to others.
 
May Allah in His mercy inspire us to understand that He has created the world with abundance, and may it be shared by all in a fair and just way. 
 
Often people are fighting over dominance of something, a house, a piece of land, a family business or anything.  Often people have died over such things, even over leadership, only to discover later that it was in vain, not worth the fight, and that the use or ownership of the same could have been achieved with fairness and just means - if such a subject had been opened up in words, and agreements made cordially.
 
In the Bible it says "Ask, and it shall be given to thee"  (Of course, one has to be patient with faith, as things happen in the fullness of time).
 
Similarly, I liked very much what the Saudi Prince Al-waleed bin Talaal has suggested : "For whatever you seek, ask Allah....and when you get it, give thanks." 
 
Allah the merciful, the magnificent, loves all mankind and living creatures, for we are all His creation.
In the fullness of time, Allah shall grant to each and everyone to their hearts content what they desire, as they live by His commandments and live in peace and allow others to enjoy peace.
 
Each has to ask : "What bring we into the world?"  Other than God's name and good deeds, is there anything that He would like us to carry to Heaven?
 
Kind regards,
Duru-darshan.
 
 
 
 
 
 

Hello, Amsterdam. Masseur voor Frozen Shoulder?

Posted on May 30, 2013 at 6:45 AM Comments comments ()
Thanks to all the visitors to my website and blog in the last month, top-most were from Amsterdam, Oakland California and Beijing.
 
I see an enquiry about the Masseur for frozen shoulder.
 
That is Mr. Wilson, a gifted masseur, who helped relieve my pains a great deal after I had an industrial accident, opening an electronically controlled door which yanked back and gave me a shock to the left arm and heart. 
 
Mr Wilson can be contacted on 0208-590 7900 , that's a London number.
He is at Divine Supplies,
855 High Road,
Goodmayes, Ilford, IG3.
 
Please phone and book appointment before visiting.  The shop is normally
open only on Wednesdays and Saturdays, 10.30am  to 4pm.
 
I wish you good health.
 
Kind regards,
Duru-darshan.
 
 

Hello Dorking and Oakland

Posted on May 21, 2013 at 5:14 AM Comments comments ()
Last few days I have had a big number of visitors from Dorking, Surrey,  and Oakland, California, to my website and blog.  I am pleased to note the interest.
 
In the meantime, overnight the sad news of tornadoes in Oklahoma, Iowa, Missouri, Arkansas and another few states, half mile width tornadoes causing terrible devastation, with over 90 people dead.  It is forecast that the tornadoes are headed towards Nebraska. 
 
My thoughts and prayers are with the people of these areas, and their safety and survival in the near future.  These areas are being declared as areas of major emergencies, and whatever the technical definition, hopefully the necessary funds will be allocated to all these areas to rebuild and get back to normal.  These are tragedies at the hands of Nature, and may God rest the souls of all those who have lost their lives in these overwhelming acts of Nature.
 
May God's blessings be upon all.
 
Duru-darshan.
 
 

Ramdev Ayurvedic - Goodmayes Business Centre.

Posted on May 20, 2013 at 4:08 AM Comments comments ()
 
The telephone no is : 0208 590 7900
 
Divine Supplies (not Supplements)
855 High Road
Goodmayes.
 
Normally open on Saturdays , 10.30 to 4pm.
Now open also on Wednesdays,  10.30 to 4pm. 
 
Other days by appointment.
 
Phone before travelling.
 
Not far from Tesco.
and Goodmayes Station (Mainline)
 
Mr Wilson gives best massage for frozen shoulder.
 
Wish you good health.
 
Kind regards,
Duru-darshan.
 
 
 
 

Ramdev shop Ilford address

Posted on May 6, 2013 at 12:38 PM Comments comments ()
The yogi with the big beard and healthy smile who wears saffron robe and shows breathing exercises and yoga is known as Swami Baba Ramdev.  He has helped a tremendous number of people regain their health and vitality.  I attended his first shivir in Hainault, Essex - that was his first big venture outside India.  I was deeply impressed with his style and his persona.  He is a true messenger of goodness, come to share with humanity the gift of good health which we can rekindle within each of us.
 
He has a range of herbal products which are effective in controlling diabetes, cholestrol, and even (I believe) swine flu (the herbal is known as Sanjeevni for swine flu).
 
The shop in Ilford is at 855 High Road, Goodmayes, Ilford, Essex, IG3. 
The phone number is 0208-590 7900.
It is best to make an appointment before visiting. 
Normally it is open only on Saturdays, 10.30 to 4.30.
 
Mr Wilson here is one of the best masseurs, and does wonders for frozen shoulders.
 
Baba Ramdev is currently in India, and if there was such a category, he is worthy of being nominated for the Nobel Prize.
 
He has helped people restore their health, even from cancer.  His knowledge of health and wellness is marvellous.  There is Divine inspiration behind what he does.  Jot se jot jaga-teh chalo, prema keh Ganga bahateh chalo.  (Spread the Divine light, spread the Divine love).
 
Kind regards,
Duru-darshan.
 
 

Hello Hounslow and Visakapatnam....

Posted on April 25, 2013 at 12:16 PM Comments comments ()
Hello readers in Hounslow and Visakapatnam!  Glad to see your visits to my website.
 
Swami Ramdev's herbal products and consultations for health are available from
855 High Road, Goodmayes, not far from Tesco.  The phone number is 0208-590 7900.
The shop is open only on Saturdays, otherwise by appointment.
 
Mr Wilson there is a very good masseur, especially for frozen shoulder.
 
Patanjali Yogpeeth products are also available from Sira's Cash and Carry, Hounslow.
 
Online from www.natureandherbs.com  who can send you products from Glasgow.
 
 
The Bank of England has extended its Lending for Funding programme for another year.
Hopefully capital will become available in the way of simple to apply for and readily obtainable loans for enterpreneurs and small businesses through the High Street banks. If printed money is going to turn into wealth, that would be one way of doing it.  People have the courage to borrow and invest and thrive, and once the bankers start their lending with gusto, it will become a jamboree in England.
 
The figures from the ONS this morning show the UK economy growing at 0.3 percent for the first quarter of this year.  Considering the weather was severely cold with snow during January, the weather being fine now should indicate even more improvement in this current quarter. 
 
Cheers!
Duru-darshan.
 
 

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