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Honest Information, Profitable Trading

Durudarshan - Investment Analysis

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Right selection, with confidence, will restore Prosperity

Posted on July 26, 2013 at 8:40 AM Comments comments (1)
Yesterday I passed a beautiful shop, Nails of Promise, in Gants Hill, Ilford.
 
Previously, I had been to view this shop, when it was lying empty.  At that time, somebody had just stopped trading there as a Training Provider .  The empty premises were naturally depressive.
The figures didn't stack up for me and a partner for a venture we had in mind.
 
But yesterday when I saw the shop, I was really impressed.  The proprietor, Tony Fox, who is from Brazil, has turned the shop into a beautiful salon, specialising in doing nails.  Now that is a service people like, and most ladies are prepared to pay the charges for beautification.  Ton told me he has a full book, busy every day, and has to turn customers away until he adds a trainee in the very near future.  "Most young people don't realize that the first thing in a business is customer service : how to attend customers and attend to their needs.  And training obviously takes time and attention."
 
He took the empty shell of a shop and has done it up beautifully, with an ivory white laminate floor, complementing walls, lights and mirrors, ceramic desks, swivel chairs, sofas, table lamps and a slim chandelier. You can well imagine what sort of figure conscious customers come in here.
 
He did all the interior decorating himself, with a budget of about thirty thousand pounds.  It's taken courage and confidence to create this salon, but it is doing well, and will grow in the near future.
 
In this location, most other businesses would not have survived, because there are other competing establishments not far away.  But a Nail Salon, great promise.  I draw the lesson from this that the right choice of business (or even a political candidate), backed with promise, will restore Prosperity. 
 
Kind regards,
Duru-darshan.
 
 
 
 
 

In God we trust, Charity, Spiritual & Temporal Blessings

Posted on July 14, 2013 at 3:01 PM Comments comments (1)
In church today at the Ilford LDS chapel, three speakers gave their ideas on the above topics, which I have briefly captured for you  (briefly because they were going so fast that I was not able to jot everything down, mainly because the ideas were so fascinating that my mind was trying to understand them).
 
The first speaker was Sister Rubby Ofodile, whose speech was so beautifully written that I think it ought to be published in the Ensign.
 
She began by the mention of the motto on the U.S. currency : In God we trust, followed by 'Dieu et mon droit'  the motto of the British Monarch, translated by Rubby as 'God is on my right'.  "We as children of God should have trust in Him"
 
First we have to find someone trustworthy, and then we have to get to know           
him.  She seems a woman of innate faith.  She recapped the story by Mary Stevenson of the footprints in the sand, sometimes two, at other times only one, when God was carrying the weary traveller, tired, sleepy, clueless but trusting. 
 
The way Ruby gave her speech had most people spellbound.
 
The second speaker was Sister Julie Tavner, on the subject of Charity. 
"Charity purifies us....Charity is a divine gift.... we need to have charity in our hearts, to be more Christ-like....to have compassion for the hungry and the sinner, like our Saviour.
Prophet Joseph Smith also practised charity.  Charity is having patience; looking beyond the physical and looking at the other attributes.  Charity is inclusive.  It sanctifies us, making us more like the Saviour.  It is not easy to do.  A charitable heart rejoices not in inequity.  Charity is the pure love of Christ."
 
The third speaker was Brother Mohammed Conteh, on the topic of Spiritual and Temporal Blessings of Service. He recounted from the Book of Mormon the passage where King Benjamin is speaking to his people.  "I say unto you...."
 
Some well known verses from the Saviour : "If you turn away the needy, or don't visit the sick, then I say unto thee...."  Guess what Jesus said.  Similarly if you are muscular or gracious, then....
 
The Christ said many beautiful words, whose ideas are ingrained in the minds of humankind.  I feel sure most people can fill in the blanks in the above passages.
 
In the fullness of time, these beautiful words of the Christ will bear fruit.  May they increase our understanding.
 
It was a glorious, beautiful day filled with sunshine, and the Stratford Ward had a baptism, that of Chantal Gregoire, attended by a house full, celebrated with hymns and welcoming speeches, and a feast, with many dishes representing many cultures.
 
Amen.
 
(Written by Duru-darshan
Melchizedek priest at LDS Ilford)
 
 
 
 
 

Swollen legs

Posted on July 8, 2013 at 4:13 AM Comments comments (5)
Swollen legs are a most painful condition.  I am diabetic, and I developed swollen legs, and I was frightened.
 
My legs used to feel like lead.  The blood was not circulating properly.  In fact, blood was collecting in the lower parts of the legs.  I was determined to find relief for me, through some method, if a method there was.
 
First thing I remembered was something called 'bench exercises', which a reknowned magazine owner had once written about.  I tried what I imagined were bench exercises.  I would hold the edge of the table and try to raise up and down on my legs - do sit ups holding the table.  Very painful with bloated legs.
 
But observing Baba Ramdev doing his exercises on Aastah TV, I realized that the way to do this exercise is to lie flat on the back, then BREATHE OUT and bring one knee to the chest, BREATHE OUT again and bring the other knee to the chest.  In other words, knock the air out of the stomach, naturally and not forcefully.  The relax.  And, still lying down on the back, do cycling movements with your legs, for five, ten, fifteen, twenty minutes progressively as the legs become less bloated, more normal and are able to take more exercise.
 
Another thing, and in fact the first thing to do, is to soak your legs in a bucket of warm-to-hot water with some Dettol or antibacterial liquid, and enjoy this for 20 minutes to half hour, till the veins open up and gradually after a few days the circulation may be restored to normal.
 
The third thing is to wear tights (or hosiery) from a chemists shop, although I imagine any tights will do for the time-being if those are not available.  Wearing the tights will give pressure to maintain the good work done.  Then, if you follow this routine, within about eight weeks, your legs will start to look and feel normal.  Then use this routine with your own judgement, as and when necessary.
 
May friends, I wish you good health.
 
Kind regards,
Duru-darshan.
 
 
 
 

Period of Integration and Accomodative Policies

Posted on July 5, 2013 at 4:54 AM Comments comments (32)
It was fun listening to a talk by Tony Plummer, on the theories of the legendary American investor W.D. Gann, who is fabled to have made over $50 million dollars - a huge amount in the 1950s. 
 
Gann theory, which Mr Plummer has interpreted in his new book The Law of Vibration, suggests that there are four cycles : Shock, which the world saw in 2008, followed by Absorption of Shock, which is supposed to have ended in 2012, followed by Integration, which began in 2012/13 and is likely to take us all in 2015.
 
This period of Integration is typified by what has been confirmed by the new Bank of England Guvnor Mark Carney as well as the ECB Chairman Mario Draghi, that the banks will continue with an accommodative stance with regards to stimulus, i.e. the punch bowl will not be removed any time soon.
 
It would seem that that will indeed become the theme of the coming months and years, at all levels, personal, political, economic, cultural, national and international, according to my reading of the situation.  This is based on the rational trends that are in their infancy on the world stage. 
 
Look at the example of Turkey, where an all-inclusive accommodative stance has stabilised the situation there. 
 
Look at the situation in Egypt, where the military as guardians of the peoples' freedoms and economic well-being are supporting the new Interim President, who is a Chief Justice of many years standing and will follow policies which will benefit a wider democracy.  Here again, an accommodative stance by all people, including the Muslim Brotherhood supporters of Dr Mursi, will win the day, to ensure the smooth running of this great cultural nation, so that trading and tourism continues, and continues to provide the bread and butter which all people naturally need. 
 
In this period of Integration 2012/13 to 2015, an accommodative stance by central banks and political leaders will be the rational ways to continue worldwide economic Recovery, and God-willing peace prevails everywhere, which will then lead to a growing Prosperity. 
 
Please let me have your comments as usual.
 
Kind regards,
Duru-darshan.
 
 
  

The magic of human chemistry.

Posted on June 23, 2013 at 4:50 PM Comments comments (4)
There is something about the chemistry, about the language and communication of the mind and soul, which brings people together or drives them apart.  It is this chemistry between people that I would blame for.....or, rather, a change in the chemistry between people that I would blame for separation and divorce. 
 
I am surprised that Napoleon Hill was not given the Noble Prize, but then again there is no category in the Noble Prizes into which his work fits.  Perhaps, on that point, I would suggest there should be another category created by the Trustees of the Noble Foundation.  The Increasing of Human Understanding.
 
Napoleon Hill interviewed 500 of the most successful people in America in the 1920s, and from those interviews he wrote many articles, published in his Hill's Success Magazine.  But a few people made a huge impression on him, viz Andrew Carnegie, Firestone, Henry Ford, Dr.Alexander Graham Bell, and Dr. Thomas Alva Edison.  And yes, Mr Edwin Barnes, who said it could not be done, that is to say, the writing of a blueprint for success based on the interviews with successful people.
 
Napoleon Hill turned that into a questions: Who said it could not be done? and went on to publish his Think and Grow Rich, a book that sells well throughout the world, in many languages, in number just after the sales of the Bible, Koran and Bhagavad-Gita and other religious masterpieces.
 
In his research, Napoleon Hill says that the first three years of a marriage often have petty squabbles and friction, but the love that exists between the two will carry it through.  The next fifteen years are those in which the lucky couple start to look alike in their eye movements and thinking, influencing their value judgements and expressions, meaning the happy couple have achieved understanding of one another, and a state of harmony exists between them that we attribute to the magic of chemistry.
A state of harmony, an instinctive understanding, an automatic understanding of mutual goals. It is like both have the same road-map, or at least complementing road maps.
 
Those for whom a partnership does not work, it seems are rather like a horse-drawn carriage where the horses want to pull in differing directions.  Where it is not possible to bring harmony of direction, abandonment of the journey becomes the alternative.  Such is what happens in business partnerships as well, and in politics as well.
 
A question that may help bring harmony back is : What was the road map that brought the partners together in the first place?  Can it be modified and restored?  If the answer is Yes, then hope still remains for reunion and success.
 
Kind regards,
Duru-darshan.
 
 
 

What of Turkey?

Posted on June 4, 2013 at 12:43 PM Comments comments (3)
There is an underlying assumption of stability and growing prosperity in the Turkish economy, which have kept overseas investors happy so far.  The recent demonstrations, and the somewhat heavy police handling of it in Ankara and Istanbul, have put some mild question-marks on that scenario.
The strikes are over the reduced paypackets people are taking home each month, of the sign that the Turkish economic growth is slowing down from healthy levels. 
 
This is partly due to the drop in productivity, people are not bothered to work so hard as before, and also on the changing culture of more and more people participating in the financial markets and making a living or side income from that in the midst of abundance visited by capital inflows from abroad.
Easier credit availability, which has added to dynamic growth.
 
Some people have also expressed the opinion that PM Erdogan wishes to keep the republic on strict religious lines.  An interpretation is that the Turkish people are happy to live as individuals rather than people subject to a lot of strictures, which can be cumbersome.  Followers of the Prophet Ali (cousin and son-in-law of Prophet Mohammed) can choose not to wear headgear, which is uncomfortable in the hot weather.  As Turkey prepares to join the European Union, the people would like to join Europe on an equal footing. 
 
The Prime Minister is on a tour of North Africa, which was arranged previously.  This suggests a full confidence in his office and in the delegation of duties to his Deputy PM Gul, who has made active effort to engage with his people and offered apologies for the heavy tactics of the police. 
 
Once the peoples' concerns are addressed, I believe the enterprising and dynamic Turkish people can continue to trade and make a good living and maintain their freedoms and emancipation.
I imagine PM Erdogan will listen to his people, and assure them of his approval of the trend of modernisation in culture. 
 
Lower Oil prices will help all nations, and Turkey has many friends in Opec who may influence this.
A high Oil price is a curse to all, a lower Oil price will bring a blessing to all as well.  For that, I pray.
 
Kind regards,
Duru-darshan.
 
 
 

India's 14th 5year Budget

Posted on February 28, 2013 at 4:57 AM Comments comments (3)
Both the Sensex and Nifty have drifted downwards, at the Budget announced by Finance Minister Chidambaram, which allocates increased expenditure by 19 percent to 2014, with a good measure for defense spending as well as additional provisions for Food Secuirty as well as additional provisions for Mid day meals. 
 
It is a Budget that has at least averted the sovereign debt downgrade, although such a downgrade would have been questionable in view of the fact that the debt to GDP is a golden 5.3 percent, making India worthy of a Golden AAA rating, in my view.
 
The good news for the middle class is that for first time buyers, there is a tax rebate of upto 1 lakh on house purchases upto 25 lakhs.  This will put more people on the ladder to house ownership, and provided the economy remains robust, should give a boost to the housing sector.  Demand for housing is of course at a high.  In this regard, a favourable proposal to create a Women's Bank is an Indian first, which will empower women entrepreneurs, and will certainly be the segment to invest in, as women's prudence, thrift and enterprise is a legend.  So, well done to the authorities for creating this dedicated segment for women's empowerment.
 
Cigerettes, liquor, imported cars, bikes and mobile (cell) phones above 2,000 Rupees are going to incur additional taxation, and those who eat in the more UMC air-conditioned restaurants are also likely to pay additional taxes.  There will be a surchage of 10 percent on incomes over 1 Crore, and those lucky people will have to fork that out for only one year.  Imported cars will become kudos, attracting additional taxation, but those who can afford will not be put off from purchasing such luxuries.
 
It seems a good sensible Budget, although the opposition have called it dull, boring and unimaginative.  Indeed the Chief Minister of Uttrakhand says it is a budget that is anti-poor. and makes no or scant provision for the Scheduled Castes and Scheduled Tribes.  It is apparent that the government will have to focus on this segment, and ensure that in a spirit of equality and inclusion, some extraordinary provisions are to be made for these segments, to propel improvements for all, starting from the lowest upwards.
 
A nineteen percent increase in expenditure over the next year leading to the 2014 election will ensure a renewed growth, and if fairly implemented, this Budget will definitely lift the doom and gloom that has so far weighed on the Indian markets.  This is a great positive Budget for growth, and the Finance Minister deserves congratulations.
 
Kind regards,
Duru-darshan.
 

The Fiscal Cliff

Posted on December 1, 2012 at 5:53 PM Comments comments (0)
The Fiscal Cliff will be reached in about a month's time.  The U.S. will have invested the total 2.15 Trillion dollars of the debt ceiling that it raised on 2nd August 2011.  So, what next?
 
It will not be a question of whether the tax breaks that have so far been allowed will be extended.  To keep the money flow as is currently, and to keep the economic momentum that is beneficial,  to continue, it will be necessary to keep the tax breaks going for another year at least, perhaps longer.  As for additional money being authorised, that will also be under consideration; it will prove necessary as well as prudent.  My guestimate is perhaps another trillion, but this time hopefully to create about 25 to 30 jobs per million, perhaps for the 'working class' to become employed or self employed.  Numerically, such a measure would be most useful, where more people will share in the wealth investment and creation, improving the economic momentum, and creating wealth in the long run so that eventually something can go towards reducing the budget deficit.  The 'working class' are an essential backbone of every nation and would help a wide-based economic Recovery, thence leading to Prosperity.
 
The budget deficit reduction exercise has to be over say ten years, from recession to Recovery.  To try and rush it would be inviting an austerity that is unsuited to the spirit of America.  (Indeed, austerity measures are unsuited to the spirit of Europe as well, hence the current feeling of miserableness in some parts of Europe.)
 
By agreement with China and Japan and other nations, the fiscal cliff will be a book squaring exercise with creditors, a necessary and prudent measure until further Recovery takes place worldwide.  In the meantime, it will be necessary to continue the economic momentum that has been built, and to continue to foster a spirit of peace everywhere, especially with regards to the Middle East.  Only in an environment of peace will the Oil price remain affordable, and thereby allow further progress in the process of economic Recovery.
 
All nations wish for Recovery to continue, with as much employment for their people as possible, with as much international trade as possible, with as much peace and cheerfulness as is possible.  With that in mind, I am optimistic there will be a happy solution to the fiscal cliff, for that I pray.
 
Kind regards,
Duru-darshan.
 

Search Engines and Referring Traffic, thanks...w/e 20/10/12

Posted on October 20, 2012 at 10:58 AM Comments comments (1)
Not at all surprised to see a pre-official release leak of the Google figures that dropped $20 bilion off their share price.  It used to happen in the past.  In fact I have heard of a printer's devil in India many years ago taking the proof to the editor and reading it on the way and within a few years becoming quite wealthy, wealthy enough to buy tea plantations and hotels, factories and real estate!
 
So when I read about the altruistic Rajat Gupta's case, I wonder what is the distinction between information and insider information.  Dealers, tipsters, hedge fund managers are all there to make money, and they are not going to say No to any information that gives them an edge.  It is a very grey area what constitutes information and insider information, as there are lots of bits and pieces of information in the public domain, plus savvy clerks and secretaries in organisations who are always on the lookout for tidbits which will earn them some side income.  With jobs in brokerages disappearing so fast, can't blame for people clutching at straws or pulling some old tricks. 
 
The Search Engines and Referring Traffic this week I wish to thank as follows :-
   -  Google.com  - tops this week.  Thanks a google!
   -  Stumbleupon.com - 2nd this week, but normally tops.  Thanks as always.
   -  Google.co.uk - third top, plus .za, .au, and News.google.
 
Fiverr.com has connected some traffic. 
 
As to search phrases, people are regularly looking for the Baba Ramdev shop in Ilford.  It is at 855 High Road, Goodmayes, telephone : 0208-590 7900 open on Saturdays 10-4 pm and Wednesdays 10-5 pm.  Please phone to check if they have stock of herbal products you require.
 
That's it for now.  Wish you good health and good weather.
 
Kind regards,
Duru-darshan.
 
 

Hello, Kieseldv, Ukraine!

Posted on September 18, 2012 at 5:15 PM Comments comments (2)
I have received 88 visitors today, who have read 217 pages.  A lot of the visitors have been from Kieseldv.  My friends, I am so pleased for you and your kind hospitality during the Football Cup.  All visitors had a great time, in the midst of a civilized crowd.  In the world's estimation, Ukraine is a regal state, as the name suggests.  I know your nation is preparing to join the Euro, although I don't know why.  The Mother Currency of 17 Eurozone nations is going through teething problems at the moment, and it my belief that it will mature in due time with even more nations under her wings. 
 
In the currency markets, the Euro is referred to as the Vatican Euro, suggesting that it has the blessing of the Vatican, which reassures everyone even more.  Currently the Euro-Dollar is 1.30 or so, having climbed from 1.20 hardly a few weeks ago, after the ECB President Mario Draghi confirmed his intention to authorize the buying of 2 and 3 year bonds.  The U.S. too is in tune, with Fed Chief Ben Bernanke announcing record low rates till about 2015, coupled with a programme of the Fed buying U.S. mortgage-backed securities to the value of $40 Billion every month.  This has reassured the markets, and as you have noticed, the stockmarkets have gone up, and the currencies have been a favourable play for investors and speculators alike. 
 
Whilst I write this, I remember your former Premier Julia Tymoshenko.  How is she?  She is in hospital, I understand, and I am sure she will be treated in a civilised manner, that is to be expected from the authorities of Ukraine.  If she is actually granted a pardon, I hope the noble heart will help bring more admiration for your people and nation.  Maybe she informally overstepped her authority in opening the gas supply to Europe on that bitterly cold Saturday when my hands were turning to ice and people were dying of hypothermia, but in the hearts of many in Europe who realise what a noble deed this was, Julia Tymoshenko will always be regarded as a heroine, and she brings pride to your nation.  Tell her she is remembered here with great appreciation.
 
Kind regards,
Duru-darshan.